The resources made available by ARG National are a combination of our in-house expertise and partnerships with the outside partners that have proven to be “the best in class” in their respective fields.
ARG National affiliates benefit from a national advertising campaign
that is designed to create brand name recognition for ARG National and local market awareness for each ARG National affiliate agency.
Three to four hundred ad placements per year will be used in national and local trade and association magazines.
The theme of the campaign is the “Locally Owned National Benefit Consulting Company.”
The ads will emphasize the benefits to local employers of doing business with their business neighbor versus a national "alpha" consulting company, emphasizing the superior expertise, resources and local knowledge of the ARGN affiliate agencies.
Private labeled direct to employer electronic marketing programs are conducted by ARGN for affiliate agencies in each marketing area.
Our team of marketing and I.T. experts will tailor electronic marketing campaigns that are designed to create name recognition for each ARGN agency, differentiate the ARGN agency from the competition and uncover new prospects for ARGN products and services.
Every product and service available to your agency through ARGN has a sales assistance component attached to it.
The type and degree of sales assistance varies by the product or service, economical considerations and the level of assistance that your agency desires.
Services include:
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Needs analysis
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RFP process
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Proposal preparation
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Expert onsite sales presentation
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Internet sales presentation
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Telephonic/Internet Expert and Agency Team Sales
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Agency sales presentation education and preparation
When an affiliate agency has a question or a problem, the ARGN Advisory Board is there to help.
The senior management team of ARG National and the aggregated knowledge base of all affiliates are available for the consultative needs of each affiliate.
The ARGN Advisory Board can be used for strategic planning, a sounding board for ideas, human resource solutions, an information and knowledge data base, industry referrals and succession planning.
COBRA, Section 125, FSA, HRA and HSA are all available through ARG National.
ARGN has partnered with one of the leading administrators in the country to bring its affiliates and their clients’ excellence in all areas of plan administration.
ARG National affiliates help their clients put their benefit programs to work.
Many industry studies show that while employees receive thousands of dollars in statutory and fringe benefits each year, a majority have no idea what their benefits are or how much those benefits are worth.
Your clients spend a lot of money on benefits.
Why are they keeping it a secret?
ARG National offers comprehensive Benefit Statements that help the busy employer effectively communicate the various benefits offered by the company.
We specialize exclusively in custom employee benefit statements.
Your clients will see a drastic improvement in employee morale and productivity.
That means fewer turnovers, lower costs for doing business and a happy client for ARG National agencies.
ARG National has partnered with a leading actuarial, consulting and retirement plan administration firm.
This firm will collaborate with you and your clients to help identify and tailor the right plan for their needs.
Whether your goal is to provide your clients with 401(k) and pension plans or you are looking for a retirement plan for the key executives, this expert team makes sure all available options are explored and they are equipped to handle every aspect of the sale and enrollment process.
Unlike most firms who offer a multitude of services from payroll to insurance, our retirement plan partners concentrate solely on providing the ultimate in 401(k) and pension plan design and administration.
Their strong focus helps us stay abreast of current trends and regulations in a dynamic and evolving industry.
ARG National offers a full portfolio of insured group products through multiple A+ and A rated insurance carriers.
ARGN offers products for groups from 2 employees to the largest employers.
Through ARGN, your agency has access to the following resources: bid requests, comparison and analysis, proposal preparation and employer presentation assistance.
ARGN also offers education programs for agency staff for any of our product offerings.
ARG National has over thirty years of experience in the sale, set-up and administration of self funded health plans.
ARGN affiliates are able to compete in the self funded arena with confidence because they have our team of experts working with them.
Through ARGN your agency has access to the following resources: bid requests from multiple A+ and A rated carriers, reinsurance comparison and analysis, proposal preparation, employer presentation assistance and plan administrator selection and oversight.
ARGN also offers self funded health plan education programs for agency staff.
The ARG Card is a healthcare discount card or consumer card that provides PPO level discounts on Physician, Hospital, Chiropractor, Prescriptions, Dental, Vision, Hearing, Wellness, Vitamins and a Nurse Hot Line.
The card may be private labeled with your agency name, tailored to meet the needs of each client and has no eligibility requirements.
ARG National’s law firm is available to each agency for answers and discussion regarding legislative and compliance issues.
This resource is provided through two program components.
The first is a comprehensive and searchable knowledge base containing the majority of legal, legislative and compliance issues that most agencies and plan sponsors have dealt with over the past ten years.
The second component is a two hour monthly consultation directly with a lawyer who will consult with you regarding your particular question or situation.
Wellness services range from stand-alone health screenings to comprehensive year long programs.
Our wellness partner focuses on best-in-class services that produce the highest return on investment (ROI) for your clients.
Service hubs in Atlanta, Austin, Chicago, Indianapolis, Phoenix and San Francisco allow us to serve multi-site employer groups with ease.
We offer customized programs to fit each client’s culture and needs. Some of the features of our wellness programs include:
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Proactive and consultative account management; incentive program design and implementation
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Detailed and customized reporting
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Proven operational and service excellence
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Online, telephonic and paper scheduling
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Health risk appraisals utilizing paper, online and/or on-site technology
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On-site health screenings utilizing venipuncture and/or finger-stick
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Targeted age/gender specific blood screenings
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On-site personal consultations
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On-site health coaching
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Follow up programs for at-risk population
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Year-long education and communication programs (both internal & external)
The ARGN Individual Sales Solution program for medical insurance increases the level of service to clients and takes the hassle out of the individual policy process.
The program includes the following services:
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Prospect telephone interview to gather key underwriting information
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Request for proposals to multiple A and A+ carriers
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Provide detailed rate and benefit analysis spreadsheet
The ARGN Individual Sales Solution program for life and disability products increases the level of service to clients, takes the hassle out of the individual policy process and lends any needed expertise to your agency.
ARGN has contracted with multiple A+ and A rated life and disability carriers along with experts in these areas.
The type and degree of sales assistance varies by the product or service and the level of assistance that your agency desires.
Services include:
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Needs analysis
•
RFP process
•
Proposal preparation
•
Expert on-site sales presentation
•
Internet sales presentation
•
Telephonic/Internet Expert and Agency Team Sales
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Agency sales presentation education and preparation
Today the demand for real-time HR problem identification and resolution is a paramount concern for all successful enterprises, regardless of size.
Owners and managers of small and mid-sized businesses need this information as critically as their big business counterparts.
Unfortunately, until now, these executives could not get the needed information without hours of research or without paying an attorney.
Through the ARGNAnswerLink your agency can now meet the needs of such organizations for low-cost access to HR information, resources and personalized assistance.
ARGNAnswerLink places HR information, tools and experience at the fingertips of the owners and managers of small businesses.
Because ARGNAnswerLink leverages the power of the Internet to deliver HR solutions and services directly to the desktop, clients enjoy maximum flexibility and convenience at a price any business can afford.
Your clients get a simple HR solution that works:
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Easy-to-use online help center available 24 hours a day, 7 days a week
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Ask a Pro option to confidentially consult a member of our team of HR Pros
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Updates on legal and regulatory changes
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Best practices covered in monthly articles
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Learn from solutions provided to other business owners
The Agency Expert is the solution to your agency automation needs.
It is a full system for the Life, Health, P&C insurance and investments industries.
From single producing agents and growing agencies to the largest brokerage operations in the world, Agency Expert has provided an irreplaceable tool in the Tracking, Production and Management of their clients and prospects.
The Agency Expert features are too numerous to list here.
A small sample includes:
Prescription drugs are the fastest growing cost sector for any group health plan.
Prescriptions now represent nearly thirty percent (30%) of most heath plan claims and continue to rise at an alarming rate.
The average cost of drugs per employee with dependents has now reached an incredible $1,000+ per year.
Through Partners Rx Management, LLC (PRx), your agency can now show your self funded clients and those who wish to unbundle their Rx benefit how they can lower their costs significantly.
PRx is dedicated to delivering the “Lowest Total Cost with World Class Service” to their clients.
Agencies working with PRx typically save their clients an average of 10%-15% on their drug costs and capture a new revenue source for their agency.
Compensation for drug plan consulting is paid by PRx and varies on a case by case basis.
Voluntary and worksite benefits are of great interest to some of your clients and prospects but they can be time consuming to enroll and can result in disruption for your client and your present solid client relationship.
Now your agency can offer benefit plans such as life, dental, disability and vision with the confidence that the products are of the highest quality, financially sound and that enrollment meetings will be conducted with the highest degree of professionalism.
ARGN has contracted with several A+ carriers that have a full portfolio of products with the optional capability to conduct the entire enrollment process smoothly.
In order to compete at the highest level, an agency must have the right people, the right products/ services and the right image, but it must also operate at the highest possible level of Operational Excellence.
The foundation upon which Operational Excellence is built is individual Organizational Excellence (OE).
Until each member of your agency’s team masters organizational excellence, you cannot realize your full potential.
ARG National offers its affiliates a Microsoft Outlook-based program that will allow your agency to achieve the highest possible level of Organizational and Operational Excellence.
This program was developed by Diversified HealthCare Services, Inc., the parent company of ARG National, and has been in practice in the DHS Companies for over ten (10) years.
The program encompasses personal organization protocols for each team member and a work flow management system for your entire agency.
The key components of the system include email, calendar and task management.
Every product and service offered through ARGN has an internet educational program component.
These educational programs are conducted on a regular basis or as needed.
They are designed to educate and equip your agency team with the knowledge necessary to be comfortable with the products and services available through ARGN in order to discuss them with clients and prospects and to identify opportunities.
The educational programs are not intended to prepare your team to take the place of the ARGN experts in each area, but rather to enable them to participate in the prospecting and sales process with the particular ARGN partner expert.
Insurance products distributed through Agency Resource Group.
